Terms of Service

Last Updated: October 2025

PURPOSE

Welcome to Diaspora Property Formula, www.diasporapropertyformula.com. These Terms govern your access to our Site and use of our educational services, courses, coaching, and investment resources. By accessing or using our Site, you accept these Terms in full.

IMPORTANT: PLEASE READ CAREFULLY. THESE TERMS CONTAIN DISCLAIMERS OF WARRANTIES, LIMITATIONS OF LIABILITY, AND MANDATORY ARBITRATION PROVISIONS.

SECTION 1 - USER ELIGIBILITY & ACCEPTANCE

You affirm that you are at least 18 years old (or the legal age of majority in your jurisdiction), have the legal capacity to enter into a binding contract, and agree to be bound by these Terms. By using the Site, you accept all terms, conditions, and policies incorporated herein.

If you do not agree to these Terms in their entirety, you are not authorized to use the Site.

SECTION 2 - INTELLECTUAL PROPERTY & LICENSE

All content on our Site—including text, videos, courses, strategies, graphics, logos, and materials—is protected by copyright and intellectual property laws. We grant you a limited, non-exclusive, revocable license to access and use content for personal, non-commercial educational purposes only.

You agree NOT to:

· Copy, reproduce, distribute, or republish any content

· Create derivative works from our materials

· Resell, redistribute, or commercially exploit our courses or services

· Use our trademarks or logos without written permission

· Attempt to reverse-engineer or access our proprietary systems

SECTION 3 - PERMITTED AND PROHIBITED USE

Permitted: You may access educational materials, take courses, and attend webinars for your personal investment education.

Prohibited: You agree not to engage in unlawful activities, spam, hacking, uploading malware, or violating any laws. You will not import sensitive information (social security numbers, credit card data, passwords, or financial credentials) into any platform we provide.

SECTION 4 - REGISTRATION & ACCOUNT SECURITY

You are responsible for maintaining the confidentiality of your account credentials. You agree not to transfer or lend your account to third parties. All transactions under your account are your responsibility. Notify us immediately of any unauthorized access.

SECTION 5 - PAYMENT & SUBSCRIPTION TERMS

Free Trial & Auto-Renewal: If you enroll in a free trial, your subscription will automatically renew and charge your payment method unless you cancel at least 24 hours before the trial ends.

Cancellation: To cancel, email [email protected] at least 10 days before your next billing date. Cancellations submitted less than 10 days before billing may still result in charges.

No Refunds: All educational services and courses are provided on an "as is" basis. Except for defective products, no refunds are available. Diaspora Property Formula may offer refunds or credits at its sole discretion.

Price Changes: We reserve the right to modify pricing. Price changes will be communicated via email, effective on the first of the following month.

SECTION 6 - PHYSICAL PRODUCTS

If you purchase physical materials (books, workbooks, etc.), you may request a refund within 30 days of purchase if the item is returned in like-new, resellable condition. Contact [email protected] to initiate.

SECTION 7 - EDUCATIONAL CONTENT DISCLAIMER

Diaspora Property Formula is an education and training platform, NOT an investment advisory firm or property management company.

By accessing our content, you acknowledge:

· Our services provide general educational information, not personalized investment advice

· Past performance examples are hypothetical or historical and do not guarantee future results

· Real estate investing involves substantial risk, including potential loss of capital

· Property market conditions vary by location, and market data changes frequently

· You should consult qualified professionals (tax advisors, lawyers, financial advisors) before making investment decisions

· We do not guarantee that following our strategies will result in profitable investments

· Individual results depend on your effort, market conditions, timing, capital availability, and factors beyond our control

SECTION 8 - NO PROFESSIONAL ADVICE

We do not provide:

· Personal financial or investment advice tailored to your specific situation

· Tax, legal, or accounting advice

· Property valuations or investment recommendations

· Guarantees about property appreciation, rental yields, or returns

You are solely responsible for conducting due diligence and consulting with licensed professionals in your jurisdiction before making any investment.

SECTION 9 - TESTIMONIALS & CASE STUDIES

Testimonials represent individual experiences and do not guarantee your results. We may use testimonials in marketing materials. By providing feedback, you grant us permission to use it (with or without your name) in promotional content.

SECTION 10 - DISCLAIMERS OF WARRANTIES

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

We do not warrant that:

· Content is accurate, complete, or error-free

· Services will be uninterrupted, secure, or timely

· Any results or outcomes will occur from using our services

· Materials will meet your expectations

· Defects will be corrected

· The Site is free of viruses or harmful components

SECTION 11 - LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

Diaspora Property Formula is not liable for indirect, incidental, consequential, special, or punitive damages, including loss of profits, data, or goodwill, regardless of the cause or theory of liability.

Our total liability to you shall not exceed the amount you paid us in the three months preceding your claim or $500 USD, whichever is greater.

This limitation applies even if we have been advised of the possibility of such damages.

SECTION 12 - INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Diaspora Property Formula, its owners, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from:

· Your use or misuse of the Site

· Information you provide

· Your breach of these Terms

· Your violation of any law or third-party rights

SECTION 13 - DISPUTE RESOLUTION & ARBITRATION

Informal Resolution: Before pursuing any legal action, you agree to contact us at [email protected] to attempt resolution within 60 days.

Arbitration: Any dispute that cannot be resolved informally shall be resolved by binding arbitration administered by a neutral arbitrator, not through court proceedings. You waive your right to a jury trial and class action participation.

Governing Law: These Terms are governed by the laws of [Your Jurisdiction], without regard to conflicts of law principles.

SECTION 14 - TERMINATION

We reserve the right to terminate your account at any time if you breach these Terms or engage in unlawful conduct. Upon termination, you remain responsible for any outstanding payments.

SECTION 15 - THIRD-PARTY LINKS

Our Site may contain links to external websites. We are not responsible for third-party content, accuracy, or privacy practices. Use third-party sites at your own risk.

SECTION 16 - CHANGES TO TERMS

We may update these Terms at any time by posting changes to our Site. Your continued use constitutes acceptance of changes. Check periodically for updates.

SECTION 17 - CONTACT US

For questions about these Terms:

Email: [email protected] Mailing Address: Diaspora Property Formula, G.P.O.Box 1194,Adelaide,SA 5001